ExpatSetup.nl

Expat Guides

In-depth guides to help you navigate taxes, insurance, and life in the Netherlands. Written for expats, reviewed by licensed advisors.

Tax

The Complete 30% Ruling Guide 2026

Everything you need to know about the Dutch 30% ruling: eligibility, application process, benefits, and the 2027 changes. Written by licensed tax advisors.

15 minRead guide
Tax

Dutch Tax Return Guide for Expats

Step-by-step guide to filing your Dutch tax return. M-form vs C-form, common deductions, deadlines, and how to maximize your refund.

12 minRead guide
Insurance

Health Insurance in the Netherlands

How Dutch health insurance works, what's covered, how to choose a provider, and how to get zorgtoeslag (healthcare allowance).

10 minRead guide
Moving

Your First 30 Days in the Netherlands

A practical day-by-day guide to getting set up: BSN registration, bank account, housing, transport, and essential admin tasks.

8 minRead guide
Tax

Understanding the M-Form Tax Return

The essential guide to the M-form — the Dutch tax return for the year you arrived. When to file, common deductions, and whether to hire a tax advisor.

11 minRead guide
Moving

BSN Number: How to Register in the Netherlands

Complete guide to getting your BSN (Burgerservicenummer). How to book a gemeente appointment, what documents to bring, and what to do after.

10 minRead guide
Banking

Opening a Bank Account as an Expat

How to open a Dutch bank account. Compare ING, ABN AMRO, Rabobank, and bunq. Required documents, BSN requirements, and tips for a smooth process.

9 minRead guide
Living

Cost of Living in the Netherlands 2026

What does it cost to live in the Netherlands? Monthly breakdown by category and city comparison for Amsterdam, Rotterdam, The Hague, Utrecht, and Eindhoven.

12 minRead guide
Housing

Dutch Housing Market for Expats

How to find housing in the Netherlands. Renting vs buying, average prices by city, mortgage process, and tips for navigating a competitive market.

14 minRead guide
Tax

Box 3 Tax: Savings & Investments

How Dutch wealth tax works. Box 3 explained for expats: tax-free allowances, fictitious returns, optimization strategies, and the 30% ruling exemption.

11 minRead guide

Get notified when we publish new guides. Subscribe to our newsletter.